Money calculator
Monthly budget planner
Convert a monthly take-home amount into planned needs, wants and savings amounts by percentage.
Formula
Category amount = monthly take-home income × category percentage ÷ 100. Percentages must total 100% or less; the remainder is shown as unassigned.
Worked example
With 4,000 monthly take-home income and a 50/30/20 plan, set 2,000 for needs, 1,200 for wants and 800 for savings. This is a planning framework, not financial advice.
Assumptions and limits
For general information only. Estimates depend on the values and assumptions described here; local rules and individual circumstances can affect the result.
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